No. Under Virginia law, an auto insurance company may not “drop” you for filing a cliam under the uninsured motorist provision of your car insurance policy. This is codified in Virginia code 38.2-2212(C)(1)(n): No insurer shall refuse to renew a motor vehicle insurance policy solely because of any one or more of the following factors: … Continue reading Will my auto insurance company drop me for filing a claim against them under my uninsured motorist policy?
One of the more frequent questions that we get from clients who have been involved in car crashes in Fairfax and who have received poor settlement offers from an insurance company is why we’re not suing the company. When you file a lawsuit in Virginia for a car accident, you have to name the other … Continue reading Why aren’t we suing Allstate, GEICO, State Farm or USAA?
Medical Expense Payments Benefits, also known as “MedPay,” is an optional insurance coverage that is offered in DC, Maryland, and Virginia. MedPay is essentially a supplemental health insurance policy that pays for your medical bills when you have been in a car crash or motorcycle accident. MedPay is a no-fault provision. It pays out if … Continue reading What is MedPay?
Most people are surprised to learn that Virginia is not a compulsory insurance state. This means that it is perfectly legal to drive a car in Virginia without any liability insurance at all – either for bodily injury or for property damage. Most people believe that Virginia has a minimum auto policy requirement of $25,000. … Continue reading Is Virginia a compulsory car insurance state? Can you drive in Virginia without auto insurance?
When you’re making the decision about how much car insurance to purchase, it’s best to over-purchase. The vast majority of auto accident cases are settled for under $100,000. But you do not want to have the case with $200,000 in medical bills and only $100,000 of coverage. In Virginia, the minimum amount of insurance coverage … Continue reading How much auto insurance should I purchase in Virginia?