If you’ve been in an auto accident in northern Virginia, you might be thinking about negotiating a personal injury settlement on your own. There are some ways to improve the value of your case in the eyes of the insurance adjuster.

  1. Gather all your Documents. It is generally best to get the adjuster all the information you can about your case. This means collecting the police report, taking pictures of your car, snapping photographs of any of your injuries and gathering all of your medical bills and records. Remember that you probably should not be signing a medical authorization, so you’ll have to collect the documents yourself.
  2. Follow your Doctor’s Orders. If your doctor tells you to get an x-ray, get an x-ray. If your doctor prescribes medication, take it. If your doctor wants to refer you to physical therapy, go to physical therapy. It’s hard to get an insurance adjuster to believe that you were truly in pain if you’re not following your physicians orders.
  3. Get an Estimate for Future Treatment. You may reach a point after your auto accident where the doctor thinks that you have reached a plateau but that you will need a certain amount of care or medication going into the future. If this happens with you, you want to be sure to get an estimate for your future cost of medical care and include that in the claim to the insurance company.
  4. Negotiate. Remember that there really is no such thing as a “final offer,” from the insurance company. Insurance companies start with low offers in auto accident cases and work their way up from there. Keep in mind that the insurance adjuster’s job is to settle your case for as little money as they possibly can.
  5. Seek legal counsel. If you reach an impasse with the insurance adjuster, you should call a Fairfax personal injury attorney. Experienced auto accident lawyers can quickly evaluate your injury case if they’ve seen all of the medical bills and records and give you an idea of what the case ought to settle for. if we can’t get the insurance company to offer you a fair value, we’re ready to file a lawsuit on your behalf.

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